VA ARM Loan Program • Kenny Tan, Loan Officer • (714) 316-0591 • kenny@kennythemlo.com
For VA Buyers, Listing Agents & Home Sellers

Help VA buyers compete with a lower-payment ARM option.

VA ARM may help eligible borrowers secure an already-low VA mortgage rate even lower, creating more buying power and helping more transactions get to the closing table.

Request a VA ARM Scenario Call Kenny Today

Program Highlights

  • Minimum FICO as low as 550 for qualified borrowers
  • Loan amounts up to $4,000,000
  • 1–4 units allowed; certain restrictions may apply for multi-unit properties
  • 100% financing available for eligible VA buyers
  • Designed to help lower monthly payment compared with many fixed-rate options

Program availability, terms, and qualifying guidelines are subject to change. Not all borrowers or properties qualify.

Why this matters in today’s market

A lower-payment VA ARM option can help bridge the gap between what a buyer wants and what they can comfortably afford, while giving listing agents and sellers another tool to keep qualified offers moving forward.

For Listing Agents

Give VA buyers a stronger financing conversation and reduce friction when comparing offers.

For Sellers

More eligible buyers may be able to afford the home, which can support demand and negotiations.

For Buyers

Qualified veterans and service members may access 100% financing with a potentially lower initial payment.

For agents: keep more deals alive

Offer-side strategy: When affordability is tight, a VA ARM scenario can help buyers understand payment options before they write.
Listing-side confidence: I can review VA buyer financing and help answer seller questions about VA offers.
Fast scenario support: Send me the purchase price, down payment, estimated taxes/HOA, and target closing date.

For owners planning a move

Buy before or after selling: Explore payment options for your next home before you list your current one.
Use your VA benefit: Eligible borrowers may qualify with no down payment, subject to VA entitlement and underwriting.
Plan with clarity: Get a custom scenario before touring homes or accepting an offer.

Want to see if VA ARM can help your buyer, seller, or next move?

Call, text, or email Kenny Tan for a custom VA ARM scenario.

Call (714) 316-0591 Email Kenny

Request a VA ARM scenario

Share a few details and Kenny will help you compare available options. Replace this sample form with 220 Marketing’s form code or CRM lead form.

Kenny Tan
Loan Officer, NMLS #1371528
(714) 316-0591
kenny@kennythemlo.com

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Kenny Tan • Loan Officer • NMLS #1371528
640 N. Diamond Bar Blvd., Diamond Bar, CA 91765 • (714) 316-0591 • kenny@kennythemlo.com

This is not a commitment to lend. All loans are subject to credit approval, property approval, underwriting guidelines, VA eligibility, and program availability. Rates, terms, and guidelines are subject to change without notice. Equal Housing Opportunity.