A lower-payment VA ARM option can help qualified VA buyers compete and help listings keep moving.
VA ARM Loan Program

A VA financing option that may help your buyers compete.

VA ARM may help eligible buyers lower their initial mortgage payment and strengthen the affordability conversation before they write.

Hi {{contact.first_name}},

When a VA buyer is close on affordability, the right loan structure can make a major difference. My VA ARM program is designed to make an already-low VA mortgage rate potentially even lower for qualified borrowers.

Program highlights
  • Minimum FICO as low as 550
  • Loan amounts up to $4,000,000
  • 1–4 units okay; restrictions may apply for multi-unit properties
  • 100% financing available for eligible VA borrowers

Best fit: VA buyers who need a more strategic payment option, listing agents who want to understand VA offers quickly, and sellers who want more qualified demand for their home.

Request a buyer scenario

You can also call or text me at (714) 316-0591, email me directly, or book a quick strategy call.

Send me the purchase price, property city, estimated taxes/HOA, and target closing date, and I’ll help run the numbers.

Kenny Tan, Loan Officer, NMLS #1371528
640 N. Diamond Bar Blvd., Diamond Bar, CA 91765
(714) 316-0591 • kenny@kennythemlo.com

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This is not a commitment to lend. All loans are subject to credit approval, property approval, underwriting guidelines, VA eligibility, and program availability. Rates, terms, and guidelines are subject to change without notice. Equal Housing Opportunity.