Borrow Against Your Home’s Future Value — Not Just Today’s Value

A traditional HELOC is usually based on current value. A Renovation HELOC may allow qualified homeowners to use the projected after-renovation value to access more funds for repairs, updates, and pre-sale improvements.

Request a Renovation HELOC Review

Traditional HELOC vs. Renovation HELOC

Traditional HELOC: Usually limited to the home’s current as-is value.

Renovation HELOC: May consider the home’s projected after-renovation value, which can increase borrowing power.

Ideal For

  • Older homes needing repairs
  • Homeowners with equity but limited cash
  • Sellers preparing to list
  • Listing agents with clients who need repairs before going active
  • Move-up sellers preparing their current home for sale

Common Uses

  • Kitchen and bathroom updates
  • Roof, HVAC, plumbing, electrical, windows
  • Flooring, paint, curb appeal, landscaping
  • Inspection-related repairs
  • Deferred maintenance

Request a Free Renovation HELOC Review

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Your Seller May Qualify for More Than a Traditional HELOC

A Renovation HELOC may use after-renovation value — not just today’s value.

Hi {{first_name}},

Many sellers have equity, but the property needs repairs before listing. A standard HELOC may not provide enough funds because it usually relies on the home’s current as-is value.

🏦

Traditional HELOC

Based mostly on current value
🚀

Renovation HELOC

May consider after-renovation value
Why this matters: If renovations increase the projected value, your seller may access more funds than a general HELOC would allow.

Great for sellers needing:

  • Roof, HVAC, plumbing, electrical, or window repairs
  • Kitchen and bathroom updates
  • Paint, flooring, landscaping, and curb appeal
  • Inspection-related repairs before listing

Submit a Seller Scenario

Program Details | Email Me | Call Me

Best,
Kenny Tan
Loan Officer
NMLS #1371528
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Kenny Tan Loan Officer NMLS #1371528
640 N. Diamond Bar Blvd., Diamond Bar, CA 91765

To unsubscribe, click here: Unsubscribe.

This is not a commitment to lend. All loans are subject to credit approval, property approval, underwriting, and program guidelines. Equal Housing Opportunity.
https://paulapostolakis.com/
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Need Repairs Before Selling?

Your home’s future value may help you access more money.

Hi {{first_name}},

If you are thinking about moving, repairs and updates can make a big difference. But many homeowners do not want to use savings or credit cards to get the home ready for sale.

The key advantage: A standard HELOC usually looks at today’s value. A Renovation HELOC may consider the projected value after improvements are complete.
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Current Value

What the home is worth before repairs
📈

Future Value

What it may be worth after renovations

Possible uses include:

  • Kitchen and bathroom remodeling
  • Roof, HVAC, plumbing, electrical, and windows
  • Flooring, paint, landscaping, and curb appeal
  • Pre-sale repairs before listing

This may help you prepare your home for sale without draining cash reserves.

Check My Eligibility

Learn More | Email Me | Call Me

Best,
Kenny Tan
Loan Officer
NMLS #1371528
Advertisement.

Kenny Tan Loan Officer NMLS #1371528
640 N. Diamond Bar Blvd., Diamond Bar, CA 91765

To unsubscribe, click here: Unsubscribe.

This is not a commitment to lend. All loans are subject to credit approval, property approval, underwriting, and program guidelines. Equal Housing Opportunity.
https://paulapostolakis.com/